This blog was a FreeAds site way back 2010. The author decided to keep the blog for educational purpose and maintain it as free from ads instead. It covers the information on business, finance, and investing. The sole purpose for this blog is to get people (not just Filipinos but everyone around the world) be aware the importance of financial literacy. Moreover, starting a business and investing tips are covered in this blog as part of financial success.

The FreeAds blog has renamed into learningbusinesstoday.blogspot.com. It was created by Ronelie Palaca (the author) to save business information she got from her studies, experiences, and knowledge from others. Information found from this blog is not intended for legal or business advice. It is the reader’s discretion to use the information for educational purpose. The author will post information as complete and accurate as possible. However, contents posted do not warrant anytime being accurate because of the rapid changes in the business world. Information has been verified before the publication.

The author undertakes no responsibility for omissions, errors and opposing interpretation in the content’s subject matter. Any observed affronts of a specific organization, person or people are unintentional. Likewise, the author will not take any responsibility for whatever cause due to misuse of information.

Links posted are the author’s preference for information; otherwise, will be categorized as sponsored links.

Readers are humbly notified to respond on their own conclusion about their discrete circumstances to comment accordingly. Each will be asked to respect others rights and privacy.

Due to little amount of monitoring comments, comment field is automatically turned off. Should you have to comment on any posts, you may contact the author.


Any materials found in learningbusinesstoday.blogspot.com shall not be reproduced by any means without owner’s permission. Should you wish to reuse the contents for your site; the owner will be honored to be linked into your site as a source of reference only.

From the author

Hi, my name is Ronelie Palaca, you can call me Ron or lady purple. I made this blog to promote financial literacy. I believe that through financial literacy, one can manage properly personal finances. Thus, this motivates everyone who are dreaming to become an entrepreneur or be a millionaire someday.

Here's my short story, I was taught to be poor. I studied business management to know more in handling business and its flows, so I could be a business woman and be rich. However, after I finished studies, I realized that there’s no way I can be rich if I don’t own a business worth millions. My business dream requires millions of capital. To think that I came from a family who knows only to be employees, there’s no way they could earn millions. Setting aside my dream, I managed others business to learn more of the tricks. However, I was suddenly awaken from a deep sleep realizing that the more I manage the business which is not mine, the richer the owner. I felt that I was lacking of something. I had to review more on business studies. I had to incorporate all important information that connects business including accounting and finance studies. I took finance studies online to get a glimpse of idea on how I could use them more on personal decisions not just in business. The idea was there already but it wasn’t taught directly how I could benefit the idea in finance to personal circumstances. Until I’ve learned that there are more ways to get money in the future even without capital to create new business and that is, INVESTING. I say investing in different ways: real estate, insurance, existing business, stocks, mutual funds, bonds, and other securities.

Logically thinking, you need money in order to invest. I had to use the idea in accounting for my personal finances: cost-cutting and budgeting. It was hard at first to control my finances where I have to limit my wants to make use of the budget available, until I’m used to it. Now that I can see the progress in my finances, all the hard work and discipline were worth it. Whenever you see your hundreds of thousands of investments will make profit of millions in 5-10 years, the sacrifice you’ve made from taking off the wants, you’ll get them more in the future. Every time you get closer to your dream, you have the motivation to live every day as you’re looking forward to it.          

I will make time to write and post a topic at least once a week. In addition, I will take time to interview successful people in terms of their finances and goal in life. Such information will be posted upon their permission.

It’s really nice to share everybody’s success story so we can be motivated and continue our dreams and make them a reality. If you have a success story, you are encouraged to contact me to get your story posted at learningbusinesstoday.blogspot.com.

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